ADT® Authorized Dealer Serving Harrisburg & Surrounding Areas
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September 08, 2026

Does Home Security Reduce Insurance Rates In Harrisburg?

Absolutely! Many insurers offer discounts for home security systems in Harrisburg, frequently ranging from 5-20% depending on serveral variables. Discounts vary quite a bit based on where you live, the sort of system you choose, and the carrier. Discover how to get the most savings while supplying your family with exceptional protection

Why Do Insurance Companies Offer Home Security Discounts?

Alarm systems reduce the risk of theft, which means there’s a lower chance the insurer will be faced with a covered claim. When you have monitored smoke detectors, CO sensors, and water sensors tied to your security system, the risk of damage from flooding and fires is lowered as well. You help the insurer by minimizing their payout risk. As a result, they’re pleased to give you a premium discount.

What Harrisburg Home Security Systems Give You The Biggest Discount?

Of course you wish to maximize your savings. Here’s how to do it:

  • Choose professional monitoring. A monitored system is best for your family, and it’s often required by insurance providers to qualify for a discount. Gain the added protection you need and save some money to boot.

  • Add monitored safety alarms. Chances are you’ll enjoy a bigger discount by reducing the risk of damage from CO leaks, fires, and water infiltration. Having your carbon monoxide detectors, fire alarms, and flood sensors monitored also gives your family an invaluable backup during urgent situations.

  • Opt for a complete security system. Choosing a layered defense with outdoor and indoor cameras, window and door sensors, motion sensors, smart locks, and more, will be looked upon favorably by the carrier and lead to a bigger discount.

Installing a video camera on its own won’t instantly get you a discount. Know that your system needs to be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Harrisburg

The initial step to getting a discount on your premiums is to contact the insurer after you install your home security system. They’ll likely want to check documents such as a certificate of installation or a monitoring contract. Top home security companies like ADT have experience with insurers and can assist with the required paperwork.

ADT Systems Have Everything You Need For Insurance Discounts

Pick the best defense for your property and take advantage of an insurance discount with an ADT alarm system in Harrisburg. Backed by the most extensive monitoring network in the country, ADT provides unmatched round-the-clock professional monitoring. You’ll also appreciate multi-layered systems with video cameras, smart locks, safety alarms, and much more.

How Much Could You Save? Create Your New ADT System In Harrisburg Today

The true advantage of ADT alarm systems is the exceptional protection they offer your Harrisburg family. Saving money on your home insurance bills is a nice bonus. Design your new system by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Phone (717) 256-1545 or submit our form below.

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